Regulatory Disclosures

Whenever you begin to work with a registered financial planner such as Southward Financial Services, LLC, they should provide you with a copy of the most recent Form ADV Part 2A and 2B.  We are required to provide this to you by the State of Ohio.  This document includes important information about the firm and how it operates.


We encourage you to review our most recent Form ADV by clicking on this link. If you have any questions, please feel free to contact us.

The Form ADV also contains two other important pieces of information about how we work with you.  Our Privacy Policy is simple:  we do not disclose information to third parties except as required by law for any client or prospective client.  We also have a Code of Ethics which outlines how we will manage conflicts of interest.


Southward Financial Services, LLC is a registered invested advisor, regulated by the State of Ohio, Department of Commerce, Division of Securities.  We may serve clients in other states in which we qualify for an exemption from registration.  We will not accept business in any state in which we are not properly registered.


This website is limited to the dissemination of general information pertaining to our services.  We do not guarantee the accuracy or relevance of any information contained in or linked to this website.  This website should not be construed by anyone as rendering personalized investment, tax or financial planning advice.  The authors, publisher, and host are not providing legal, tax, accounting, or other advice specific to your situation.


Past performance may not be indicative of future results.  No current or prospective client should assume that future performance of any specific investment, investment strategy (including the investment strategies recommended or undertaken by Southward Financial Services, LLC) or product made reference to on this website, or indirectly via a link to a third-party website, will be profitable or equal the corresponding performance levels as indicated.  There can be no assurance that any specific investment will be suitable or profitable for a client or prospective client.  Historical performance results for investment indicies may not reflect the deduction of charges or fees or the impact of taxes, which would have the effect of decreasing historical results.


Each client and prospective client agrees, as a condition precedent to their access to this website, to release and hold harmless Southward Financial Services, LLC, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of its actions and/or omissions which are independent of their receipt of personalized individual advice from Southward Financial Services, LLC.